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Avoiding “Sticker Shock” when it comes to mortgage renewal

The time has come, you need to renew your mortgage.   How do I renew my mortgage? Several years back, you got a $350,000 mortgage with a 25 year amortization at the great…

Piggy Bank

The HomeHow Process

We've made it easier than ever before. Applying for your Home needs has never been this easy. Here's a brief description of our process and what you will experience. We'll…

Home Saving

5 Strategies to Save for a Home

Buying a home is a big purchase, one that takes time to save up to afford. Many homebuyers use a mortgage to finance the majority of the cost, but still…

Buy Versus Rent

Should I Buy or Rent?

The biggest question those considering homeownership need to answer is simple: Should I buy or rent my home? Here is a look at the pros and cons of each. Buying…

Putting Money Into Jar

How Much Income Do I Need to Buy a House?

Homeownership is not just for the ultra wealthy. While income is an important factor when buying a house, knowing exactly how much you need to earn is not as simple.…

Couple With Real Estate Agent

Do I Need a Realtor to Buy a House?

When you are ready to make a new home purchase, the first thing to consider is who you want on your team. A Realtor or real estate agent can be…

House For Sale

How to Determine if You Are in a Buyer’s Market or Seller’s Market

Being a savvy real estate buyer or seller requires that you know and understand the market conditions. This includes the types of home, comparable purchases prices, and so much more.…

Down Payment

What Is the Average Down Payment for a Home?

One of the biggest hurdles to homeownership is saving up the all-important down payment. It can impact how much house you can afford, what types of loan you use, and…

Unloading A Moving Van

How to Know When You Should Buy a House

Do you enthusiastically pore over home listings on online platforms in your spare time? Is driving around looking for For Sale signs your idea of a perfect Saturday afternoon? If…

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